PGLRE #56: Using Business Credit for Real Estate Investing with Janisha Richardson
On episode 56 of Pretty Girls Love Real Estate, I chat with Janisha Richardson, founder of Right Commercial Lending and market leader for the DMV chapter of Project REAP. During our conversation we discuss:
How to establish business credit even with a new LLC with no revenue
Preparing your personal credit profile to successfully qualify for business credit
Upcoming initiatives for the Project REAP DMV region
Book suggestion:
Success Runs in Our Race by George C. Frasier
Contact Janisha:
Full Bio:
Ms. Janisha Richardson, a native of Clovis, CA, holds a Bachelor of Science Degree in Business Administration and Accounting from California State University, Fresno. As an experienced accountant with over 25 years in the financial industry. In 2003, Ms. Richardson co-founded Richardson & Moore, LLC, an accounting and tax services company in Washington, DC. Her experience as a business advisor, working with new entrepreneurs working to grow their business, gave her unique insight into the challenges they encountered because of limited access to capital. It was a desire to address this problem that motivated her to start Positive Business Credit Solutions, LLC in 2019 and Right Commercial Lending, LLC in 2021, to help educate small business owners in underserved communities on the importance of establishing business credit, getting access to funding, and financial literacy. Ms. Richardson is also a 2019 Washington, DC Fellow in Project REAP (Real Estate Associate Program), a national non-profit organization advocating for minority advancement within the commercial real estate industry and currently serves as an Alumni Local Planning Director for the Mid-Atlantic region. Ms. Richardson started investing in real estate in the early 2000’s, her portfolio currently includes single and multifamily residential units within the Continental United States.
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